Terms of Service
Asura is helping you find insurance products from our Selected Product List, which suits your needs.
Amendments or Changes
Asura can change these terms and conditions at any time and can not be contested.
Use of the Website
The Asura website and price comparison services offered are only intended for personal and non-commercial use, to find and obtain information related to services and products offered by Asura.
You are not allowed to use additional software or by other means, to retrieve data or search data automatically on the Asura website or on the data contained therein.
Use of your information
Our insurance partners provide information about their products or services on the websites they have. Asura has no control over the possibility of inaccurate information provided by insurance partners through their website. Asura does not guarantee the following:
- Timeliness, accuracy, or completeness of information provided on the insurance partner website.
- We consider data that offers cheaper prices that you find are not the same or not identical. The quality of the results or benefits that consumers get from the use of the website from insurance partners.
- To the maximum extent permitted by law, Asura is not responsible for anything related to the consequences arising from information and recommendations from the insurance partner's website. You are fully responsible for the choices you make, and you should read and understand all information provided before processing anything. If you are in doubt about a product or conditions of the product, you can contact Asura or the related insurance provider to consult before choosing a product.
- Asura can provide your personal information to related insurance partners if you register to buy a product through Asura. However, Asura does not guarantee when you will get the product that you have chosen.
About the Commission
We accept commission payments from participating insurance partners to provide our services on the Asura website. You, as a customer, do not need to pay anything to Asura for the service.
All products are sold either in Rp. or USD (US dollars). The prices listed on the Asura website may change and may vary depending on the payment method chosen. We continue to strive to provide up-to-date information on products and premiums on the Asura website, but we cannot guarantee the accuracy of the price information listed on Asura.
Money Back Guarantee
Asura establishes a refund / refund guarantee policy if your insurance policy is refused, with the following conditions:
- 100% Money Back
- This provision applies if policy payments are made via ATM transfers, and other forms of payment other than credit cards.
- 98% Money Back
- This provision applies if policy payments are made with a credit card via Doku Wallet. Asura will charge you 2% at the merchant's expense that must be borne by Asura
- 97% Money Back
- This provision applies if policy payments are made with a credit card. Asura will charge you 3% at merchant fees that must be borne by Asura.
The Asura Website contains a statement relating to the conditions that apply to the product offered. These statements are generalized with the aim to provide a summary to consumers about the types of products available through Asura. However, not all products are the same and before buying a product, you should confirm further about the conditions that apply to the product you want to buy.
Information about products provided through the Asura website is only available and intended for the Indonesian population.
Asura is not an insurance provider organization.
We provide a company profile and a list of features from each participating insurance partner, which can be accessed by clicking on the insurance partner's logo.
AIG Insurance Indonesia
Asuransi Adira Dinamika
Asuransi Allianz Utama Indonesia
Asuransi Bina Dana Arta
ACA Asuransi Central Asia
Asuransi Himalaya Pelindung
Asuransi Mitra Pelindung Mustika
Asuransi MSIG Indonesia
Asuransi Sinar Mas
KSK Insurance Indonesia
Lippo General Insurance
AIA Financial (d/h AIG Life)
Avrist General Insurance
Malacca Trust Wuwungan Insurance
PT ASURANSI TAKAFUL UMUM
Chubb General Insurance Indonesia
Arthagraha General Insurance
Asuransi Bhakti bayangkara
Asuransi Tokio Marine Indonesia
Mandiri AXA General Insurance
Tugu Reasuransi Indonesia
Zurich Insurance Indonesia
Chubb Life Insurance Indonesia
Asuransi Jiwa Adisarana Wanaartha
Asuransi Allianz Life Indonesia
Astra Aviva Life
AXA Financial Indonesia
AXA Mandiri Financial Services
BNI Life Insurance
Asuransi BRI Life
AJB Bumiputera 1912
Asuransi Jiwa Central Asia Raya
Equity Life Indonesia
Asuransi Jiwa Generali Indonesia
Great Eastern Life Indonesia
Asuransi Jiwasraya (Persero)
Asuransi Jiwa Manulife Indonesia
Asuransi Jiwa Mega Life
MNC Life Assurance
Panin Dai-ichi Life
Prudential Life Assurance
Asuransi Jiwa Sequis Life
Asuransi Jiwa Sinarmas MSIG
Sun Life Financial Indonesia
Asuransi Jiwa Syariah Al-Amin
Asuransi Jiwa Amanahjiwa Giri Artha
Asuransi Takaful Keluarga
Tokio Marine Life Insurance Indonesia
Asuransi Jiwa Tugu Mandiri
Zurich Topas Life
Asuransi Jiwa BCA
Asuransi Indosurya Life
Asuransi Jiwa InHealth Indonesia
Asuransi Jiwa Mega Indonesia
Asuransi Jiwa Taspen
Asuransi Jiwa Kresna
Finansial Wiramitra Danadyaksa Indonesia
Hanwha Life Insurance Indonesia
Asuransi Cakrawala Proteksi Indonesia
Central Asia Financial
Asuransi Chubb Syariah Indonesia
Asuransi Harta Aman Pratama
Asuransi FPG Indonesia
Intra Asia Insurance
Asuransi Jasa Indonesia (Persero)
Asuransi Rama Satria Wibawa
Asuransi Umum Mega
Pan Pacific Insurance
Asuransi Bangun Askrida
Asuransi Binagriya Upakara
Asuransi Bringin Sejahtera Artamakmur (BRINS)
Asuransi Buana Independent
Citra International Underwriters
Asuransi Dayin Mitra
Asuransi Jasa Tania
Asuransi Jasaraharja Putera
Asuransi Mega Pratama
Asuransi Purna Artanugraha
Asuransi QBE Pool Indonesia
Asuransi Raksa Pratikara
Asuransi Recapital Requard
Asuransi Jiwa Reliance
Asuransi Samsung Tugu
Asuransi SLU (Sarana Lindung Upaya)
Asuransi Staco Mandiri
Asuransi Sumit Oto
Asuransi Tri Pakarta
Asuransi Tugu Kresna Pratama